MoneySmith Group
The Premier Mortgage Broker of the Tweed Coast & Southern Gold Coast
Creators of
Mortgage 180 — a smarter way to reduce interest, accelerate repayments and take control of your mortgage.
Most brokers help you
get a loan.
At MoneySmith, we show you
how to master it.
Smart Mortgage Solutions Australia Wide
Financial Advisors
Tailored Financial Planning
Australia's Home of Mortgage Optimisation
More Than a Mortgage. A Strategy for Your Financial Future.
If you are searching for a mortgage broker, refinancing advice or financial planning, you are in the right place. You will quickly notice that MoneySmith is a little different. We believe obtaining a home loan is only the beginning. The greater opportunity lies in how that mortgage is managed during the years that follow.
That is why we have developed the Mortgage Optimisation System - a structured, ongoing approach designed to help you make better financial decisions, build Financial Capacity and prepare for life's opportunities.
You are Not Simply Looking For a Mortgage
You are looking for what a mortgage can make possible: a place to call home, security for your family, more choices, greater confidence and a better financial future. The mortgage is the vehicle. Your future is the destination.
More Than Mortgage Broking
MoneySmith brings together professional mortgage broking, Mortgage Optimisation and financial planning where appropriate. Your strategy may include smart loan structuring, offset accounts, practical budgeting, Mortgage 180 (M180) modelling, a projected Mortgage Freedom Date and regular reviews as your life evolves.
Comprehensive Mortgage & Financial Solutions
First-home buyers, refinancing, investment loans, self-employed solutions.
We’re Not Your Average Mortgage Broker
Start Your Mortgage Optimisation Journey
When you arrange an eligible home loan through MoneySmith, you are doing more than completing a transaction. You are beginning an ongoing relationship designed to help you make measurable financial progress.
- A personalised Mortgage Optimisation strategy.
- M180 modelling and a projected Mortgage Freedom Date.
- Loan, banking and offset-account structure.
- Practical cash-flow and budgeting guidance.
- Annual Mortgage Optimisation Reviews.
- A personalised Mortgage Optimisation Report.
- Ongoing strategic guidance as your life changes.
Why Clients Choose MoneySmith
More than four decades of experience across banking, building societies, mortgage broking and financial planning have shaped the way we work. We focus on education, clarity, professional judgement and relationships that extend beyond settlement.
Start With a Conversation
Whether you are buying your first home, refinancing, consolidating debt, investing or preparing for retirement, we will help you understand what is possible and whether Mortgage Optimisation is right for you.
Settlement isn't the finish line. It's where the journey begins.
If your mortgage could become part of a long-term strategy, what might become possible?






